Financial Responsibility Reviews
How do I improve my financial responsibility to get out of debt, utilize frugality, and increase my net worth?
Financial responsibility covers just about every aspect of day to day spending, long term liabilities, and keeping these expenses below your income. Financial responsibility more specifically is getting out of debt, frugality, budget reviews, improving credit, becoming adequately insured, increasing positive cash flow, and every other part of ensuring financial circumstances remain under control. The following are reviewed products and services designed to help you become financially responsible in all regards.
Explore our reviewed financial responsibility resources related to budget reviews, frugality, getting out of debt, etc… Find the perfect helpful opportunity and be sure to stop by after and submit a review of your own or discuss financial responsibility in our Financial Responsibility Forum. Contributions earn free rewards.
Reviewed Opportunities to Improve Financial Responsibility
Leah Ingram's Suddenly Frugal Claim: Leah Ingram is the author of Suddenly Frugal, has written many other lifestyle books, and has been featured in USA Weekend, Parade, Woman’s Day, BusinessWeek, and The CBS Evening News. “Suddenly Frugal: How to Live Happier and Healthier for Less” is the culmination of her experiences in the frugality lifestyle in which much of it is documented on her popular blog of the same name. Suddenly Frugal gives the reader a different perspective on their life to identify small and painless changes that will add up to major savings without sacrificing quality of life. At 256 pages, Suddenly Frugal tackles topics like changing shopping habits, finding energy efficient appliances, less expensive renovations and decorations, smart gardening and landscaping, doing it yourself, rooms for improvement, getting something for almost nothing, entertainment savings, finding bargains on holiday gifts, what not to throw away, great but inexpensive vacations, and much more. The entirety of frugal tips in this book adds up to a money savings opportunity of $25,000 a year.
Author Jay Francine Claims: Who doesn’t want to save a few bucks? Whether your rich, poor, or somewhere in the middle, frugal spending can help you free your precious dollars without drastically affecting your lifestyle. Frugillionaire identifies 500 ways to eliminate expenses and accumulate a sizable savings that can be used to pay down debt or reinforce retirement investments. Frugillionaires master the art of frugality, living richly while saving a fortune. For within this book you’ll find tips for; Dining on a dime, Saving at the supermarket, Slashing utility costs, Shrinking your bills, Creating a stylish home on a shoestring, Growing lush low cost landscapes, Dressing to the nines on next to nothing, Staying gorgeous on a budget, Enjoying arts and culture cheaply, Having a blast without breaking the bank, Saving money when your on the move, Travelling without a trust fund, Managing your money and making it grow, Raising happy kids on a pint sized income, Getting through the holidays without going into debt, and thinking like a Frugillionaire.
Debt to Wealth Author's Claim: Debt to Wealth, created by John Cummuta, is the best-selling personal debt elimination and wealth building program in the world today. John Cummuta developed the program from years of experience as a Financial Advisor, Business Consultant, Speaker, Entrepreneurial Advisor, and Seminar Leader. Debt to Wealth is not debt consolidation, but a well conceived debt elimination roadmap. What can you expect? You will become debt free in 5-7 years provided your debt is in the ballpark of the average American, which is 2 1/2 times their annual income (obviously longer the further in debt you are), and then create so much wealth you're able to retire a debt-free millionaire. An Introductory Kit, the Debt to Wealth three part video course, a companion workbook, and financial audio tips from John Cummuta comprise the bulk of the program. Additional bonuses are included, such as ebooks concerning financial myths and realities, credit repair, and investment market trends. Those who have purchased this program, followed the steps, got out of debt, and built up savings, retirement, and investment portfolios they never thought possible. If you are in debt, there is no time to lose.
MoneyTrackin Claim: MoneyTrackin is a free online income and expense budget tracking tool that presents you with a clear view of your financial situation. You can have unlimited accounts for various projects, log and organize all transactions, tag all entries for convenient categorization, set monthly limits for budgeting control, share and receive money tips from other MoneyTrackin users, allow collaborative accounts, generate itemized reports with detailed graphs, and much more. MoneyTrackin is a simple free budget management solution that can replace popular products, such as Quickbooks for tracking of personal or business financial income and expenses.
Master Your Own Retirement Claim: John Dowling's Master Your own Retirement package contains 8 uniquely tailored Excel spreadsheet modules geared toward personal finance tracking and budgeting for retirement. Regardless of purchase, you can download a Free Budget Planner which allows you to take stock of your personal situation and assess your immediate income and expenses. This is planning made simple; no instruction manual, just dialog Q&A, and all the work is done for you. The budget planner features colored graphic representation of your situation. Plain numbers just don’t have enough impact. Purchase the Master Your Own Retirement package to receive a complete picture of your total assets and liabilities; your home and contents, cars, boats, investments, pension or superannuation fund etc., the whole lot. Receive total awareness of your personal finance, money management, retirement planning…your entire WealthStyle. All of your financial information will be in one easy to access database and in logical order. This enables you to easily create a fifteen year, financial forecast model. You can adjust it as many times as you like, exploring all the options and possibilities open to you. Give the forecast calculator a try and develop a roadmap for your future.
The Total Money Makeover: A Proven Plan for Financial Fitness
The Total Money Makeover Claim: Author and radio show host Dave Ramsey has written a motivational and informative book to get you out of debt and achieve financial fitness. He is hailed as a preacher of financial well being and has provided an easy to understand step by step resource that anyone can benefit from. The Total Money Makeover stresses fundamentals, such as working hard, paying what you owe, not accumulating more debt, using cash, taking baby steps, budgeting, retirement savings, college expenses, and more. In addition, The Total Money Makeover includes helpful charts and graphs to achieving financial success and chronicles various inspirational testimonials from everyday people who have followed this advice and become debt free.
Money Tree Personal Budget Claim: The Money Tree Personal Budgeting Software is a powerful automated tool that will help you monitor, tweak, and stick to your budget. No setup is required, just build your budget in less than 20 minutes, set saving goals, track spending, and check your performance. Money Tree’s Automatic Budget Buddy will prompt you when a bill is due and track your payment history (excellent for tax itemization) for each budgeted item. You will establish a spending habit which is graphed so you can easily monitor your performance and previous budgets. The Money Tree Budgeting software helps people with little or no financial plan to easily create one while providing simple yet powerful tools to help them stick to a budget.